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Every deal looks cheap at the first number.

These books show you the rest of the math.

One book follows cheap housing level by level, from a $42,000 mobile home to land for $199 a month. The other grades ten deals that look cheap, from a 7-year car loan to retiring on a cruise ship. Two books, 410 pages, every rule sourced.

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Own the Ground book cover
BOOK ONE

Own the Ground

Every level of cheap housing, and the math nobody shows you.

$39
  • 12 cheap ways to live, followed until the real monthly number shows up
  • Mobile homes, 55+ communities, vans, RVs, houseboats, tiny houses, land and house hacking
  • A checklist and a fill-in worksheet in every chapter
  • 229 pages · PDF + EPUB
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Both books
THE COMPLETE SET

Both books

Where to live, and what to sign.

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  • Own the Ground (229 pages)
  • 10 Deals That Look Cheap (181 pages)
  • Before-you-sign checklists and worksheets in every chapter
  • Save $11 against buying the books separately
  • 410 pages · PDF + EPUB · one download
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10 Deals That Look Cheap book cover
BOOK TWO

10 Deals That Look Cheap

And what they really cost.

$19
  • Ten deals graded A to F on one question: what does it really cost?
  • Car loans, a lease, solar panels, a $1 house, a coffee shop, a cruise-ship retirement
  • A report card of all ten grades
  • 181 pages · PDF + EPUB
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“A monthly payment is a price with the most important part removed.”

Neither book sells anything except the math. Every law, program and official figure was checked against its source in November 2026, and every one is listed with a link at the back.

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What's inside

OWN THE GROUND

  1. The $42,000 mobile home
  2. Retiring to a 55+ community
  3. The $32,000 park model
  4. The van with $0 rent
  5. Retiring into a $38,000 RV
  6. The $62,000 houseboat
  7. The job that comes with housing
  8. The tiny house you can't legally live in
  9. Renting to own a $189,000 house
  10. Buying land online for $199 a month
  11. The $128,000 backyard cottage you'll never own
  12. The house hack

10 DEALS THAT LOOK CHEAP

  1. The 7-year car loan D
  2. Leasing a car for $299 a month C
  3. A $31,000 car with a 580 credit score F
  4. An $80,000 truck on $74,000 a year D
  5. Leasing $38,000 of solar panels D
  6. A house for $1 D
  7. A "free" inherited house C
  8. Buying a house with friends B
  9. A coffee shop on a $150,000 loan D
  10. Retiring on a cruise ship for $3,100 a month C

Common questions

Which book should I read first?

If you're deciding where to live, start with Own the Ground. If you're about to sign for a car, a lease, solar panels, a business loan or a big move, start with 10 Deals That Look Cheap. They don't depend on each other.

What exactly is in the complete set?

Both books, each as a PDF and an EPUB: 410 pages in all, with a checklist and a fill-in worksheet at the end of every chapter. You get everything in one download.

How is it delivered, and can I read it on my phone?

Right after checkout, Gumroad emails you a download link, and the books also stay in your Gumroad library. The PDF opens on any phone, tablet or computer. The EPUB works in Apple Books, Google Play Books and most e-reader apps.

I paid but never received my books. What should I do?

Check your spam or promotions folder for the receipt from Gumroad, then log in to Gumroad with the email you used at checkout; your books are in your library. Still stuck? Reply to the Gumroad receipt and we'll sort it out.

Can I get a refund?

Yes. If the book isn't what you expected, reply to your Gumroad receipt within 30 days and you'll get a full refund.

Are the stories real?

The people are composites, so their names and details are invented. The arithmetic inside each story is real and adds up, and the laws, programs and official figures are real and sourced.

Is this financial, legal, or tax advice?

No. The books explain the questions to ask and the math to do. Laws differ by state and change over time, so check the current rules where you live and talk to a qualified professional before you sign anything big.

Learn the real price before you sign.

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both books · 410 pages · PDF + EPUB Get both books · $47 ↗
Still deciding? Start with 10 Deals That Look Cheap for $19.